You're Probably Paying Too Much for Insurance.
Rachel Johnson compares 30+ insurance carriers to find you better coverage at a lower price. Most clients save $600 or more per year.
Find Out What You're OverpayingWhy Paying More Doesn't Mean Getting More
The Captive Agent Problem
- ✕Sells only one company's products
- ✕Can't shop rates across carriers
- ✕No incentive to find you savings
- ✕Renews your policy without review
The Apex Advantage
- ✓Shops 30+ carriers for your best rate
- ✓Finds the lowest price for your coverage
- ✓Annual review uncovers new savings
- ✓Switches you to better coverage automatically
Everything You Need. One Agent.
Home Insurance
Your home is your biggest investment. We shop 30+ carriers to make sure you're not overpaying for protection. Most homeowners save $300+ when we re-shop their policy.
Auto Insurance
Car insurance rates vary wildly between carriers. Same driver, same car, completely different prices. Let us find the carrier that wants your business the most.
Business Insurance
Proper coverage at competitive rates. We compare commercial carriers to find the right protection for your business without the inflated premiums.
Bundle & Save
Combine your home, auto, and umbrella policies for maximum multi-policy discounts. Bundling typically saves an additional 15-25% on top of our already-lower rates.
Real Savings. Real Clients.
“I had no idea I was overpaying by that much for years.”
“Rachel found gaps in my old policy AND saved me money.”
“My old agent never once mentioned I could save this much.”
Your Agent: Rachel Johnson
I started Apex Independent Insurance because I got tired of watching people overpay. After 8 years in the captive agent world, I saw the same thing over and over: good people stuck with overpriced policies because their agent couldn't shop the market.
Now I work for you, not for any single carrier. I compare 30+ insurance companies to find you the best rate for the coverage you actually need. No sales pitch, no pressure. Just a straightforward comparison and an honest recommendation.
More About RachelWhat Our Clients Say
I've been with the same insurance company for 12 years. Rachel showed me I was overpaying by $700 a year. Switching took 20 minutes.
As a small business owner, I thought my rates were just 'the cost of doing business.' Rachel proved me wrong and saved me over a thousand dollars.
No pressure, no gimmicks. Just a straightforward comparison that showed me exactly what I was overpaying. Wish I'd done this years ago.
Frequently Asked Questions
Ready to Stop Overpaying?
Get a free, no-obligation rate comparison from Rachel. In 15 minutes, you'll know exactly how much you could save by switching.
Get My Free Rate Comparison