Simple Plans for Real Families
Estate planning doesn’t have to be complicated or expensive. Here are the services Sandra offers to help protect your family.
Basic Estate Plan
This is where most families start — and for many, it’s all they need. A basic estate plan includes a will, power of attorney, and healthcare directive. These documents make sure your wishes are known and legally protected, so your family never has to guess what you would have wanted.
What’s Included
- Last Will and Testament
- Durable Power of Attorney
- Healthcare Directive / Living Will
- Beneficiary designations review
Who needs this?
Any adult with children, a home, savings, or people who depend on them. If you’ve never done any estate planning, this is your starting point.
Trust Planning
A trust lets you control how and when your assets are distributed — and it keeps your family out of probate court. Contrary to popular belief, trusts aren’t just for millionaires. If you own a home or have children, a trust might be exactly what you need.
What’s Included
- Revocable Living Trust
- Irrevocable Trust options
- Trust funding assistance
- Trustee selection guidance
Who needs this?
Homeowners who want to avoid probate, parents who want to control how their children receive assets, and anyone who values privacy in their financial affairs.
Beneficiary Review
Did you know that beneficiary designations on your bank accounts, retirement funds, and life insurance policies can override your will? Many families don’t realize this until it’s too late. A beneficiary review ensures that your accounts go to the right people.
What’s Included
- Life insurance beneficiary audit
- Retirement account review (401k, IRA)
- Bank and investment account review
- Coordination with your estate plan
Who needs this?
Anyone with life insurance, retirement accounts, or bank accounts with named beneficiaries — especially if you’ve experienced a life change like a marriage, divorce, or the birth of a child.
Business Succession
If you own a business, you’ve poured your heart into building it. A business succession plan ensures that your company, your employees, and your family are all protected if you retire, become incapacitated, or pass away. Without a plan, your business could be forced to close.
What’s Included
- Buy-sell agreement guidance
- Succession planning strategy
- Key person insurance review
- Business entity structuring
Who needs this?
Small business owners, sole proprietors, and anyone whose family depends on income from a business they own or co-own.
Life Insurance Review
Life insurance is often the cornerstone of a family’s financial safety net. But many people have policies that are outdated, insufficient, or not properly coordinated with their estate plan. Sandra will review your existing coverage and help you understand if you’re adequately protected.
What’s Included
- Current policy analysis
- Coverage gap identification
- Beneficiary coordination
- Policy comparison assistance
Who needs this?
Anyone with an existing life insurance policy they haven’t reviewed in the last few years, or anyone who isn’t sure if they have enough coverage to protect their family.
What does it cost?
Let’s be honest about this, because we know it’s one of the first things you’re wondering. Estate planning fees vary depending on the complexity of your situation, but here’s what you should know:
A basic estate plan is far more affordable than most people think. For many families, the investment is comparable to what you might spend on a weekend getaway. And the peace of mind it provides? Priceless.
Sandra will always give you a clear, upfront estimate during your free consultation. There are no hidden fees, no surprise charges, and no pressure to purchase services you don’t need. If she believes you don’t need something, she’ll tell you.
The most expensive estate plan is the one you never make. Probate court, legal disputes, and unprotected assets can cost your family far more than a simple plan ever would.
How long does it take?
Most families have a complete plan in place within four weeks. Here’s what the process looks like:
Week 1
Free Call
We have a friendly, no-pressure conversation about your family, your goals, and your concerns. Sandra will explain your options in plain language.
Week 2
Document Review
Sandra reviews your existing documents (if any) and your overall financial picture to recommend the right plan for your situation.
Week 3
Plan Delivery
You receive your customized estate plan documents, with a clear explanation of what each one does and why it matters.
Week 4
Finalization
We make any final adjustments, ensure everything is properly signed and filed, and answer any lingering questions.
Ready to get started?
Your free consultation is just a phone call away. Sandra will listen to your concerns, answer your questions, and help you understand what your family needs.
Schedule My Free Call